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General Background

Micro Finance is regarded as the best available tool for poverty alleviation through financial services to the low income group and is a mechanism of social intermediation. It focuses on providing employment to poor and disadvantageous group of the society. It is emerged as an important financial intermediation of formal, semi-informal and informal sector. Thus micro-finance has been considered as banking with development tools.

Nepal Seva Laghubitta Bittiya Sanstha Ltd (NSLBSL) is incorporated as a public limited company registration no. 117446/070/71 on 2070/08/16 B.S. at Company Registrar Office of Government of Nepal under Company Act 2063. The company is "D" Class Financial Institution (Micro Credit Development Bank) licensed no NRB "Gha" 38/071/72 on 2071/04/21 by Nepal Rastra Bank (NRB) under the Bank and Financial Institution Act 2063. The Bittiya Sanstah has commenced its financial transaction from 2071/08/08 B.S. It is providing micro-financial services to the low income & underprivileged peoples of remote village development committees of Sindhupalchowk, Rasuwa and Nuwakot district.



Basically Nepal Seva Laghubitta Bittiya Sanstha Limited offers the micro enterprises loan and micro entrepreneurship/collateral loan 40,000 up to 3, 00,000 for our value customer. The competition Interest rates of loans are 14% to 16% with certain grass time.


Nepal Seva Laghubitta Bittiya Sanstha Limited has offered the different types of saving which have 5% to 9% interest rate. We are motivated the remote deprived people for those deposit enhance for future sustainability.


Nepal Seva Laghubitta Bittiya Sanstha Limited offers remittance services that enable domestic and International remittances through a formal remittance delivery channel.